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Chapter 10 reserve functions for deferred insurance contracts.

Usage

tVnAx(x, n, t, i, model, ...)

htVnAx(x, n, h, t, i, model, ...)

Arguments

x

Issue age.

n

Deferral period.

t

Duration.

i

Effective annual interest rate.

model

Survival model.

...

Additional model parameters.

h

Premium-paying period.

Value

Numeric vector.

Numeric vector.

Details

tVnAx() computes the reserve for an \(n\)-year deferred insurance funded over the deferred period.

htVnAx() computes the reserve when premiums are limited to the first \(h\) years, with \(h \le n\).

Examples

tVnAx(40, n = 20, t = 10, i = 0.05, model = "uniform", omega = 100)
#> [1] 0.1548738
htVnAx(40, n = 20, h = 10, t = 5, i = 0.05, model = "uniform", omega = 100)
#> [1] 0.0874482