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Computes the prefunding ratio in Equation (16.18), capped at 1.

Usage

ag38_prefunding_ratio(excess_payment, nsp_required)

Arguments

excess_payment

Excess payment or shadow-fund amount.

nsp_required

Net single premium required to fully fund the guarantee.

Value

Numeric scalar.

Examples

ag38_prefunding_ratio(60000, 100000)
#> [1] 0.6